montague on the garden Restaurant waiting staff depend on their tips to make a living the salary paid is barely a tenth of

the old shoreline of shallow Yerba Buena Cove, which was filled in during the Gold Rush to create more land. Today it is lined with early 20th century banking temples and modern fabrications of glass and steel. At the end of Market Street stands the newly renovated Ferry Building, which once handled 100,000 commuters a day before the city s bridges were constructed, and is now a bustling meeting spot with caf s and artisan food shops. Its tower is inspired by the Moorish belfry of Seville Cathedral in Spain. d Map M5

Restaurant waiting staff depend on their tips to make a living montague on the garden the salary paid is barely a tenth of what is needed to make ends meet. The usual gratuity is 15 perr rr cent, though you can reduce it to 10 percent if the service was not to your liking. Taxi drivers should be tipped about 15 percent, and hotel staff should receive $1 whenever they provide any sort of service.

(415) 441 3004 Open noon 3pm Sat & Wed, 11am 4pm Sun Adm *Grace Cathedral Executed in the medieval French Gothic style, echoing in particular Notre Dame in Paris, yet accomplished using steel- reinforced concrete. It is the third largest Episcopal church in the US (see pp24 5).

*Ghirardelli Square Housing over 70 restaurants and shops, this former montague on the garden chocolate factory has become one of the most frequented destinations in Fisherman s Wharf. The stores range from tourist TT TTshirt shops to fine jewelry boutiques (see p13). d 900 North Point St Map K1