adriatic ! Swimming The icy waters of the Bay are an option only if you re a polar bear or an indomitable sur

*Ghirardelli Square Housing over 70 restaurants and shops, this former chocolate factory has become one of the most frequented destinations in Fisherman s Wharf. The stores range from tourist adriatic TT TTshirt shops to fine jewelry boutiques (see p13). d 900 North Point St Map K1

! Swimming The icy waters of the Bay are an option only if you re a polar bear or an indomitable surfer. Most visitors will want to head for a pool try the Embarcadero YMCA. d Embarcadero YMCA: 169 Steuart St; (415) 957-9622 Map H2 www.ymcasf.org

If your destination is more Silicon Valley than San Francisco, you ve come to the right airport. It s 50 miles (80 km) south of the city but only 20 miles (32 km) south of Palo Alto. d San Jose International Airport: (408) 277-4759 www.sjc.org